FAQs

Below are the answers to the questions we get asked most frequently. If you have a question that isn't answered here then please give us a call on 01803 217917 where we will more than happy to help.

Why should I use a Commercial Mortgage Broker?

A commercial mortgage broker will be able to present your application for a mortgage to the most appropriate lenders. Our experience and excellent relationships with the lenders means that not only do we save our clients time and hassle in arranging a mortgage, but also save the money by passing on the preferential terms that we are able to arrange.

Do you charge up front fees?

No. At Bedrock we do not charge any up front fees for arranging a business mortgage. Any agreed fee will only be payable when you are satisfied with terms of the mortgage and when the loan has been drawn down.

How much can I borrow?

Mortgages, loans and business finance are available from as little as £50,000 with no maximum limit.

Do I need to have financial accounts?

Not necessarily. We can arrange finance on a self certification or self declaration basis without the need for accounts or business plans.

What can I use the money for?

Mortgages can be made available for the purchase or remortgage of a business property. In addition you can also capital raise against the equity in the property and use the money for any legal purpose.

What if I have CCJ's or previous arrears?

Some lenders will not be keen to consider a business mortgage, however, at Bedrock we are able to arrange finance even if there may be problems with your credit history.

How long will it take?

We can provide a decision in principle within 2 hours. Mortgage funds can be made available within a matter of weeks.

Remember if you have any more questions that haven't been answered here then please give us a call on 01803 217917 where we will more than happy to help.